Mix all ingredients except the cheese. Layer in a crock pot or a casserole dish 1/2 the mixture and 1/2 the cheese; repeat. Cook on low for 4 hours or so or bake 20 minutes at 350 degrees.

Serve with nacho chips, chopped tomatoes, black olives, guacamole, etc.!

Notes: Sometimes I add 1/2 pound browned, ground beef to the mixture to give it a little more protein. A lot of times when we go camping, I’ll take a crock pot with us and the ingredients. I’ll pop it all in the crock pot after breakfast and it’s ready by lunchtime!